Risk Barometer
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Allianz Risk Barometer 2025

Report Results and Toolkit

The top business risks for 2025

The 14th Allianz Risk Barometer ranks the most important risks businesses face for the coming year. This year's findings highlight the top challenges facing businesses today: digitalization, climate change, and an unpredictable geopolitical landscape.

As a valued partner of ours, we are pleased to provide you with insightful materials related to this report. By leveraging these resources, we hope they will support you in demonstrating your expertise and facilitate new client and broker engagements.

Download the full reportVisit the global site

The toolkit includes:

  • The full report PDF
  • Appendix – top risks by country
    & sector
  • Expert articles on each risk
  • Ready to use email templates
  • Ready to use images for LinkedIn
  • Global risk video
  • Executive slide deck

Business risks toolkit

Listed below are items found in the risk barometer and related materials. Feel free to leverage these assets to highlight useful information to your contacts or on social media.

Full report, appendix, executive summary, and executive slide deck

Ready to use LinkedIn visuals

Share these visuals on LinkedIn to highlight the top risks in your country! To do this, select which set of visuals you want to download (top global risks, top USA risks, or top Canadian risks). Once downloaded, save them on your computer. Go to LinkedIn, and press start a post. Press the plus sign, and then “add document.” Upload the file you saved to your computer and write a short statement.

An example of this would be I’m excited to share the 14th Annual Allianz Risk Barometer. This report provides invaluable insights into the challenges businesses may face this year. Check out the top Risks the USA is facing in 2025. I’m surprised by xyz, what are your thoughts?

Expert articles on each risk

coming soon

Ready to use email templates

Here you can download an Outlook email file to send to your contacts. To do this, press “download template.” Once your template is downloaded, click on the file. The file should open in Outlook as an email.

Press release

Global risk video

Check out our video that highlights key details from the Risk Barometer report.

Methodology and participants

The survey was conducted among Allianz customers (businesses around the world), brokers and industry trade organizations, as well as risk consultants, underwriters, senior managers and claims experts in the corporate insurance segment of both Allianz Commercial and other Allianz entities

14th
edition in 2025
3,778
respondents
106
countries and territories
24
industry sectors
10.16-11.13
2024 survey run

Risk solutions and appetite

From Inland Marine and Ocean Cargo to Cybersecurity, Allianz Commercial is equipped with experts to help your business navigate today’s complex risk environment. Click on the links below to learn more about Allianz’s world class expertise, and client-focused solutions

Risk Consulting

Our Allianz Risk Consulting (ARC) team is made up of experienced engineers from a wide range of technical and scientific disciplines. The team provides a flexible range of risk consulting services, from natural hazards, fire safety, and human and organizational risk factors to in-depth analysis of industry operations, and financial exposures, across all industry sectors and risks.

Thomas Varney
Regional Head of ARC
Contact

Alternative Risk Transfer

We develop customized insurance, reinsurance and other non-traditional risk management solutions for a broad range of corporate and financial clients worldwide.

Aviation Insurance

We have been at the forefront of aviation insurance since the early days of powered flight, making us one of the largest and most experienced aviation insurance teams in the world. Today, we provide the full spectrum of aviation insurance solutions to everyone from major fleets, manufacturers and airports to private pilots, ground handlers and niche component manufacturers.

Two women sharing notes in a meeting

Claims

Our industry-recognized claims leaders expertly manage claims for all facets of commercial insurance. We ensure quality through expertise, proven systems and procedures with a partnership philosophy. We have an established track record of handling complex international claims.

Frank Sapio
Regional Head of Claims
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Bernard McNulty
Head of Claims Canada
Contact
A construction site at sunrise

Construction Insurance

Allianz is committed to best serve its valued partners and clients in this area by offering capability of building customized solutions from initial construction through to the operational phase. Our underwriting team will work with you to customize a program to meet the individual needs. As industrial specialists, Allianz Commercial has a long-standing tradition of supporting construction industry in North America.

Cyber Insurance

We offer a range of products, from standalone cyber insurance to integrated coverage, safeguarding large organizations against digital threats and cybercrime.

Tresa Stephens
Regional Head of Cyber, Tech & Media
Contact

Financial Lines Insurance

Companies of all sizes and industries face complex risks in the course of doing business. Allianz Commercial offers a suite of financial lines insurance solutions specifically designed to address the liabilities of companies, managers and professionals in today’s increasingly litigious and demanding business world.

Jarrod Schlesinger
Global Head of Financial Lines and Cyber, Regional Head of Financial Lines
Contact

Liability Insurance

Allianz has a reputation for working closely together with clients and brokers based on transparency and communication for the long-term. More than half of the Global Fortune 500® trust Allianz for liability coverage. Allianz combines 100+ years of technical expertise, capabilities and experience in this very complex line of business.

Global Cargo Insurance

Comprehensive insurance for all stages of the distribution chain, including goods in transit, storage risks, global programs and project cargo for specialist shipments.

Inland Marine Insurance

We are a leader in inland marine insurance and related property: Our Inland Marine Insurance solutions cover over 100 classes of moving and movable property.

Keith Scranton
Head of Inland Marine
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Multinational

Effective management of global risks is Allianz Commercial's core business: Allianz Multinational offers a fully end-to-end customized service for the cross-border exposures of its clients, covering also risk transfer and captive services.

Brian McNamara
Global Head of Captive Solutions, Regional Head of Multinational
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Natural Resources Insurance

Our risk consulting, claims and underwriting teams have many years of practical experience of leading the largest engineering risks and construction projects across the globe, covering a wide range of engineering classes, including oil and gas, power and utilities, heavy industries, transportation systems and heavy civil engineering projects.

Priscilla Pazmino-Vitela
Regional Head of Natural Resources
Contact

Property Insurance

We specialize in providing property damage and business interruption insurance to large international companies, leveraging our global network to address all risk portfolios.

Jenise Klein
Chief Underwriting Officer, Regional Head of Property
Contact

Meet our zone leaders

From San Francisco to New York City, Allianz Commercial North America is committed to providing best in class solutions. Our Zone Leaders ensure that every complex risk is met with a unique resolution.

John Gambale
Chief Distribution Officer
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Christie Hubbard
South Zone Distribution Leader
Contact
Edith Tsui
West Zone
Distribution Leader
Contact
Michael Hayes
Midwest Zone Distribution Leader
Contact

Nancy Costa

Head of Distribution, Canada

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