Alternative Risk Transfer

Alternative Risk Transfer (ART) - blended risk retention/transfer solutions which serve as an alternative to, or enhancement of, conventional commercial insurance - is growing in popularity as corporate clients seek bespoke flexibility for an increasing array of risk scenarios.

At ART we create innovative tailored insurance, reinsurance and other non-traditional risk management solutions for a wide range of corporate and financial clients globally. We specialize in helping clients mitigate their most complex risks with bespoke multiyear and multi-line agreements covering a broad range of risks, leveraging our expertise in alternative risk transfer and the global capabilities of the Allianz Group.

Appetite

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ART At a Glance

Why Allianz Commercial

At Allianz we recognize and understand the unique challenges you and your business face. And as a leading global corporate insurance carrier, we have the network and expertise to help. Find out why we’re best placed to help with Alternative Risk Transfer insurance solutions.

Integrated/structured solutions
Programs designed for clients to manage market volatility, share in risk and benefit from risk financing or profit-sharing arrangements
Fronting solutions
Global Fronting capability across 200+ countries on a multi-line and multi-year basis, if needed
Structured captive reinsurance
Flexible, structured reinsurance solutions offered with or without fronting programs

Products

Structured/Integrated Insurance Solutions

Alternative Risk Transfer (ART) specialize in helping clients mitigate their most complex risks with bespoke multiyear and multi-line agreements covering a broad range of risks.

Cityscape
Globe with network illustration

Global Fronting/
Captive Fronting

Risk managers face a number of challenges in today’s Captive market, from Solvency II regulations to ensuring that their risk financing and reinsurance strategy can absorb an array of risks.

Parametric Solutions

Alternative Risk Transfer (ART) creates innovative risk management solutions for a wide range of corporate clients. We specialize in building tailored, longterm agreements covering a broad range of risks, leveraging our expertise in alternative risk transfer and the global capabilities of the Allianz Group.

Lightening Strike

Insights

Identifying the major business risks for 2025

Cyber, business interruption and natural catastrophes are the risks of most concern for businesses globally in the Allianz Risk Barometer 2025. In an increasingly volatile and interconnected risk landscape, companies and their insurance partners must take a holistic view of risk and, continually work to invest in and build resilience, even if the short-term nature of business decisions, world events, and the cost-of-living crisis makes this more challenging than ever.

Download the report and access exclusive resources
ART can add significant value by looking at risks differently
Professional Indemnity insurance claims insights 2023

Alternative Risk Transfer Explained

Watch the video to learn more.

Contact us

Meet our ART team

Brian McNamara
Global Head of Captive Solutions
US
Tom Houlihan
Regional Head of ART North America
US

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