
Alternative Risk Transfer (ART) - blended risk retention/transfer solutions which serve as an alternative to, or enhancement of, conventional commercial insurance - is growing in popularity as corporate clients seek bespoke flexibility for an increasing array of risk scenarios.
At ART we create innovative tailored insurance, reinsurance and other non-traditional risk management solutions for a wide range of corporate and financial clients globally. We specialize in helping clients mitigate their most complex risks with bespoke multiyear and multi-line agreements covering a broad range of risks, leveraging our expertise in alternative risk transfer and the global capabilities of the Allianz Group.

Alternative Risk Transfer (ART) specialize in helping clients mitigate their most complex risks with bespoke multiyear and multi-line agreements covering a broad range of risks.

Risk managers face a number of challenges in today’s Captive market, from Solvency II regulations to ensuring that their risk financing and reinsurance strategy can absorb an array of risks.

Alternative Risk Transfer (ART) creates innovative risk management solutions for a wide range of corporate clients. We specialize in building tailored, longterm agreements covering a broad range of risks, leveraging our expertise in alternative risk transfer and the global capabilities of the Allianz Group.
At Allianz we recognize and understand the unique challenges you and your business face. And as a leading global corporate insurance carrier, we have the network and expertise to help. Find out why we’re best placed to help with Alternative Risk Transfer insurance solutions.



Watch expert Tom Houlihan, Regional Head of Alternative Risk Solutions, give a comprehensive overview of Alternative Risk Transfer using building blocks
Watch on YouTubeIn an exclusive feature with Insurance Business America TV, Allianz Commercial North America and Global leaders delve into the findings of the 2026 Allianz Risk Barometer. Discover the top business concerns, including cyber threats, AI disruption, and geopolitical turmoil, as identified by this comprehensive study. And gain expert insights into how organizations and their insurance partners can strategically understand and mitigate these critical risks and safeguard their businesses.
Watch this engaging video roundtable hereDownload the report and access exclusive resources
Meet our ART team
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