Portfolio Solutions

Team

Julie Gibbs

Head of Portfolio Solutions & Delegated Authority, North America

Contact

Jenna Contreras

Portfolio Solutions Leader - Regional Distribution, North America

Contact

Melissa Tomalin

Portfolio Solutions Senior Analyst,
North America

Contact

Nikki Ponce

Portfolio Solutions Analyst, North America

Contact

Paul Vogler

Director of Program Business Development, Marine

Contact

Appetite

Documents

Portfolio Solutions Brochure Open Programs Document Portfolio Solutions Appetite Guide

Business Appetite

Aviation

Direct Underwriting Appetite

Coverage

Target Customer

Capacity

Comprehensive coverage for airlines, aerospace manufacturers, and airport operations, including hull and liability.

Charter, cargo, regional and international airlines; aerospace manufacturers; airport operators; corporate aviation clients.

Up to USD $250M (Hull and Liability).

Delegated Authority Appetite

Medium Interest

Construction

Direct Underwriting Appetite

Classes and Types

Project Categories

Financial Criteria

All Classes/Types (CAR & EAR), focusing on Manufacturing and Infrastructure. Includes Single, Phased, and Master Builders Risk Programs.

Industrial, Infrastructure, Roads, Power & Utilities, Pipelines, Stadiums, Data Centers, Mining, Construction.

TIV > USD $125M; PML USD $350M.

Delegated Authority Appetite

High Interest: Civils and Green Construction

Cyber

Direct Underwriting Appetite

Coverage

Target Customer

Capacity

First-party and third-party cyber liability, including business interruption, extortion, and excess cyber placements.

Broad industry appetite including healthcare, retail, financial institutions, hospitality, and manufacturing.

Up to USD $15M (Primary and Excess)

Delegated Authority Appetite

Medium Interest

Environmental Construction

Direct Underwriting Appetite

Coverage

Target Customer

Capacity

Contractors Pollution Liability (CPL), including coverage for renewable energy construction and environmental remediation.

Commercial contractors in retail, education, manufacturing, and industrial sectors.

Up to USD $25M; minimum premium starts at $10,000.

Delegated Authority Appetite

Medium Interest

Environmental Liability

Direct Underwriting Appetite

Coverage

Target Customer

Capacity

Coverage for site pollution, above and underground storage tanks, and pollution from products.

Broad industry appetite across real estate, industrial operations, and infrastructure projects.

Up to USD $25M per incident / USD $50M aggregate.

Delegated Authority Appetite

High Interest

Financial Lines

Direct Underwriting Appetite

Coverage

Target Customer

Capacity

Directors & Officers (D&O), Errors & Omissions (E&O), Employment Practices Liability (EPL), Fiduciary and Crime.

Public and private companies as well as nonprofit organizations across all industry sectors.

Up to USD $25M (Primary and Excess).

Delegated Authority Appetite

Medium Interest: Private Company business, Errors and Omissions business as well as Representations and Warranties

Liability

Direct Underwriting Appetite

Coverage

Target Customer

Capacity

Excess liability placements, both complex and shared, including hard-to-place risks.

U.S.-domiciled commercial entities, wholesalers, and risk-managed insureds.

Up to USD $25M.

Delegated Authority Appetite

High Interest: Clinical Trial, Environmental Liability, Accident and Health, Umbrella/Excess limited

Marine

Direct Underwriting Appetite

Coverage

Target Customer

Capacity

Global cargo, project cargo, and stock throughput solutions. Inland Marine – Construction. Transportation, Property and Misc Inland.

Cargo - Manufacturers, importers/exporters, distributors, and logistics providers. Inland – Contractors, logistic firms, mobile equipment operators, construction companies, goods-in-transit businesses, specialty property owners.

Up to USD $100M (Inland and Project Cargo).

Delegated Authority Appetite

High Interest: Inland Marine and Cargo

Natural Resources

Direct Underwriting Appetite

Coverage

Target Customer

Capacity

Specialized property and liability programs for energy risks, including upstream, midstream, and related contractors.

Energy companies and supporting contractors with experience in oil, gas, and renewables.

Up to USD $50M+ depending on program structure.

Delegated Authority Appetite

High Interest: Renewables (esp. Onshore)

Cyber

Direct Underwriting Appetite

Coverage

Target Customer

Capacity

All-risk coverage including shared and layered or single-carrier placements; CAT and non-CAT exposures.

Critical infrastructure, telecom, heavy industrial, and large-scale commercial operations.

Up to USD $300M (All Risk); additional capacity available upon request.

Delegated Authority Appetite

Medium Interest

Alternative Risk Transfer (ART) All lines of business - Integrated/structured solutions, fronting solutions, structured captive reinsurance. Most industry classes considered option for Reinsurance / large multi-line opportunities.

Why Allianz Commercial

Expertise in Program Development

Allianz’s seasoned team focuses on forging strong partnerships and accelerating speed to market, ensuring the efficient and effective launch of new programs.

Diverse Product Offerings

A comprehensive range of insurance solutions across multiple lines, enabling program managers to customize offerings to meet specific market needs and demands.

Innovative Program Structuring

We specialize in designing creative and adaptable program structures that accommodate diverse distribution strategies and unique risk profiles, including index portfolios and structured solutions.

Partnership Requirements

Proven Underwriting Expertise

We seek Program Partners with a proven track record in underwriting program business, ensuring high-quality risk assessment and management.

Technology and Management Focus

Partners should demonstrate strong program management capabilities and a technology-driven approach to optimize operations and enhance customer engagement.

Strategic Distribution and Growth

A focused distribution strategy and market penetration plan are essential. While Allianz has flexibility to consider a range of situations, partners would ideally have ~$5M in written premium and scalability for sustained growth.