Claims

At Allianz Commercial, we’re committed todelivering a superior claims experience — before, during, and after a loss. Our North America team brings deep industry knowledge and decades of experience across all lines of business - ensuring a seamless experience from start tofinish.

Team

Melissa Hill
Head of Claims, North America
Matthew Sayre
Head of Casualty & Financial Lines Claims, North America
John Nowicki
Head of Aviation &
Primary Liability Claims, North America
Stephen Cersine
Head of Property, Natural Resources, Construction & Marine Claims,
North America
Sandra Lee
Head of Claims,
Canada
Meryl Fein
Head of Claims Operations, North America
Stacy Mitchell
Senior Claims Relationship Manager, North America
Contact Claims

Claims Capabilities by Product Line

Aviation Claims

Capabilities / Lines Written
Expertise & Appetite
  • Airline Hull & Liability
  • Personal and Corporate Aviation
  • Aerospace Manufacturers
  • Airports
  • Drone / Unmanned Aerial Vehicles (UAV)
  • Maintenance / Repair / Overhaul Facilities
  • Fixed Base Operators
  • Airplane and Helicopter Operations
  • Nearly 400 years of combined industry experience across the team
  • Lead Claims Specialists average 20 years of aviation-focused experience
  • Many Lead Claims Specialists are attorneys with prior litigation and trial experience
  • Team includes active pilots, airframe & powerplant mechanics, and aviation university graduates
  • Many of our claims professionals are fluent in numerous languages
  • Active in industry associations including leadership positions; staff serve in local protection and rescue organizations

Casualty Claims

Capabilities / Lines Written
Expertise & Appetite
  • Primary General Casualty and Products / Completed Operations
  • Manufacturer's Errors & Omissions
  • Umbrella / Excess
  • International Casualty
  • Construction Casualty
  • Environmental Casualty
  • Crisis Management
  • Average 20+ years of experience per Claims professional
  • 40% of Claims professionals hold advanced industry designations and/or law degrees
  • In-house team of lawyers, engineers, and specialists
  • Demonstrated success in driving positive results across diverse litigated matters
  • Established reputation for worldwide Claimshandling with a global network of contacts
  • Focus on transparency and long-term partnership with clients and brokers

Financial Lines Claims

Capabilities / Lines Written
Title
  • Management Liability
  • Employment Practices Liability
  • Fiduciary Liability
  • Financial Institutions Professional Liability
  • Miscellaneous Professional Liability
  • Cyber Liability
  • Media & Technology Professional Liability
  • Commercial Crime & Fidelity
  • Accountants' & Lawyers' Professional Liability
  • Insurance Agents Professional Liability
  • Architects & Engineers Professional Liability
  • Representations & Warranties
  • Management team members average 20+ years of Financial Lines Claims experience
  • Claims analysts average 10+ years specializing in Financial Lines
  • Virtually all Claims professionals are attorneys with an average of 8 years of prior private practice
  • One-third of Claims staff hold advanced commercial insurance or underwriting designations
  • Integral part of the Allianz Global Financial Lines Claims network and Key Case Management (KCM) team
  • Coordinated global strategy supporting North American and multinational customers with foreign litigation

Property, Natural Resources & Construction Claims

Capabilities / Lines Written
Expertise & Appetite
  • Builders Risk / Course of Construction (COC)
  • Corporate Property
  • Construction
  • Natural Resources
  • International Claims (170+ countries)
  • Specialists strategically located across the U.S. averaging 25 years of experience
  • Average Claims adjusting experience of 20 years; active in PLRB, WLA, RIMS, and Loss Executives Association
  • Long-established relationships with engineers, loss adjusters, accountants, and building consultants
  • Specialty experts in energy, engineering, international, heavy equipment, and litigated Claims
  • CAT management with pre-emergency modeling, post-emergency response, vendor commitments, and field response
  • Use of technological advancements including 3-D scanning and drones to streamline investigations

Marine Claims (Ocean Cargo & Inland Marine)

Capabilities / Lines Written
Expertise & Appetite
  • Global Ocean Cargo
  • Project Ocean Cargo
  • Transportation & Logistics (Inland Marine)
  • Equipment Insurance (Inland Marine)
  • Inland Marine Property
  • Inland Marine Construction
  • Specialists with 15–20 years of hands-onexpertise in inland marine and ocean cargo losses
  • In-depth knowledge of shipping procedures, vessel construction, salvage operations, and general average
  • Worldwide network of lawyers, accountants, engineers, and marine surveyors
  • Large network of independent appraisers and adjusters with local repairer and salvage buyer contacts
  • Active in IMUA (Inland Marine Underwriters Association), Trucking Claims Bootcamps, and regional Cargo Security Council events
  • Claims handling service on a global level

Canada Claims

Capabilities / Lines Written
Expertise & Appetite
  • Aviation
  • Natural Resources & Construction
  • Liability
  • Marine
  • Financial Lines
  • Property
  • Several experts with more than 25 years of experience; able to tap into U.S. and global experts in real time
  • Specialty experts in Energy, Power Generation, Complex Construction, Heavy Industry, Products Liability, and Environmental Liability
  • Long-established relationships with engineers, loss adjusters, accountants, and building consultants
  • CAT management with pre-emergency modeling andpost-emergency field response
  • Focus on transparency and ongoing communication with brokers and clients throughout the Claims process

Claims Operations

Capabilities / Lines Written
Expertise & Appetite
  • Client Relationship Managers
  • Structured Settlements
  • TPA Oversight
  • Subrogation and Salvage
  • Special Investigations Unit (SIU)
  • Vendor Contracts
  • Legal Bill Review Management
  • Project Management
  • Business Analysts (System Solutions, Reporting & Data, Reinsurance Support)
  • Onshore & Offshore Clerical Support
  • Team of 85 Claims Operations professionals in North America
  • Claim Relationship Managers work directly with underwriters and largest insureds for a premier experience
  • Structured Settlements support third parties toprotect settlements via financial vehicles
  • TPA Oversight for cases with higher exposure
  • Subrogation and Salvage to maximize recoveries for Allianz and insureds
  • Project Management oversight of large IT and AI modernization projects
  • Onshore/Offshore clerical support covering FNOL, payments, regulatory compliance, and multinational claims

Why Allianz Commercial

At Allianz Commercial, our customers are at the heart of everything we do. We are determined to lead the market with our Claims Service by prioritizing their needs and delivering exceptional support throughout the claims process. In practice, this is based on five core pillars:

People
The right people in the right places – a team with years of technical experience that are renowned among clients, brokers and the market
Looking up at tall city buildings
Reach
A worldwide network – delivering local Claim services with global coordination.
Experience
An established track record of handling complex international Claims – with amarket-leading position.
A woman looking directly at the camera with a smile in an office setting
Attitude
Our philosophy is a partnership approach focused on finding solutions through dialogue, not debate.
Two women sharing notes in a meeting
Processes
Proven systems and procedures ensure consistent quality and transparency for the client

Claims Reporting & Billing Information

FNOL/Claims Reporting

Email: NALossRuns@agcs.allianz.com Phone: +1.800.558.1606

Request Loss Runs

Email: NALossRuns@agcs.allianz.com with the policy number(s) for support

Direct Billing Inquiry

Phone: 1.800.527.5787 or Email: Billing@agcs.allianz.com for support

Insights

Navigating an Ever-Changing Risk Landscape: Exploring Insights from the 2026 Risk Barometer with Allianz Commercial North America

In an exclusive feature with Insurance Business America TV, Allianz Commercial North America and Global leaders delve into the findings of the 2026 Allianz Risk Barometer. Discover the top business concerns, including cyber threats, AI disruption, and geopolitical turmoil, as identified by this comprehensive study. And gain expert insights into how organizations and their insurance partners can strategically understand and mitigate these critical risks and safeguard their businesses.

Watch this engaging video roundtable hereDownload the report and access exclusive resources
How AI Is Redefining Claims Training and Customer Experience
Melissa Hill, Head of Claims for North America at Allianz Commercial recently joined a panel to discuss how AI-driven training tools aretransforming how claims professionals learn, practice, and perform at the recent Carrier Management’s InsurTech Conference in New York.
Watch the replay here

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Disclaimer: The material contained in this publication is designed to provide general information only. While every effort has been made to ensure that the information provided is accurate, this information is provided without any representation or warranty of any kind concerning its accuracy and Allianz Global Risks US Insurance Company cannot be held responsible for any errors or omissions. All insurance products are subject to the terms, conditions and exclusions contained in the individual policies. Please be advised that these insurance products are not available in every state or country.